Articles
Vested Balance
Vesting is your ownership in your retirement account balance. You are always 100% vested in your Employee Deferrals, Rollover Contributions and in the associated investment gains. However, money contributed by the Employer may be subject to a vestin...
Employer Contributions
Your Employer may make a Match contribution. The amount of this contribution, if any, will be determined by your Employer. In general, you will be eligible for your company's Match contribution when you meet the initial entry requirements for the pl...
Beneficiary Designation
A beneficiary is any person, trust, or entity that is designated by the financial account holder to receive some portion of the assets in the account after he or she dies. A primary beneficiary is simply first in line to receive the assets in th...
Contributions to Plan After Termination
While you may no longer contribute to your employer sponsored 401(k) or 403(b) plan once you leave the company, your employer, in most cases, is still obligated to maintain it for your benefit. There are some exceptions. If your company reti...
Can I Roll Funds From My Previous Employer Into My Current Plan?
If your plan allows, you may roll money from a prior employer’s qualified plan or IRA into your current employer’s plan with Sentinel. If you are unsure whether your current plan allows rollover contributions, check your Summary Plan Description (SP...
Mobile App - Retirement Accounts
The Sentinel Group app gives you real-time access to your retirement account balances as well as the ability to process account transactions wherever you are. Search for "Sentinel Retirement" and download the app from the iTunes App Store or Goo...
What is a Prospectus?
A prospectus is a document that is required by and filed with the Securities and Exchange Commission (SEC). A prospectus is issued to provide information about an investment and informs investors or potential investors about the risks involved with ...
Retirement Plan Fees
Administration expenses - These are charges for services such as legal, accounting, recordkeeping, and, if applicable to your company's plan, investment advisory expenses.The Plan pays certain outside service providers for these administrative e...
How to Read Your Retirement Account Statement
We have designed your retirement account statement with several goals in mind: Make it easy for you to find key information about your retirement account Help you estimate the amount of future income your account could produce at retirement Prov...
fly! (Financial Literacy for You)
fly! (Financial Literacy for You) is Sentinel's proprietary financial wellness program that helps make goals become reality. We focus on creating awareness, increasing engagement, and providing the tools necessary to change your financial behavior...
What to do with your retirement account after you leave your job
If you’ve lost your job, or are changing jobs, you may be wondering what to do with your retirement account. To help you make the best decision for you, we have provided a summary of advantages and disadvantages for each option to help you think a...