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What is a qualifying event for COBRA

There are specific events that may result in eligibility for COBRA. 

Qualifying Events

For employees:

  • Voluntary or involuntary loss of employment 
  • Reduction of the number of hours of employment

For spouses:

  • Termination of the covered employee’s employment 
  • Reduction in the hours worked by the covered employee
  • Divorce or legal separation from the covered employee
  • Death of the covered employee

For dependent children:

  • Same as those for the spouse
  • Loss of dependent child status (turning age 26) 


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