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Updated Articles

  1. Mobile App - FSA/HSA/HRA

    Manage your health benefits on-the-go: 1. Download our Sentinel (FSA, HSA, HRA) Mobile App from the  App Store  or  Google Play Scan here to access App Store:  2.   Log in using your existing username and password En...
  2. Changing FSA Plan Contribution Amounts

    In general, you are not able to change your contribution amounts once the plan year has commenced. All elections must be made during the open enrollment period for your plan. You may only change your election during the plan year if you can demonstr...
  3. Changing Plan Contribution Amounts

    In general, you are not able to change your contribution amounts once the plan year has commenced. All elections must be made during the open enrollment period for your plan. You may only change your election during the plan year if you can demonstr...
  4. Plan Comparison HSA/HRA/FSA

    HSA Health Savings Account HRA Health Reimbursement Arrangement FSA Flexible Spending Account Who is Eligible? An  individual who is covered under a qualified HDHP, is not covered by Medicare,   and cannot be...
  5. HSA/FSA Plan Comparison

    HSA Health Savings Account HRA Health Reimbursement Arrangement FSA Flexible Spending Account Who is Eligible? An  individual who is covered under a qualified HDHP, is not covered by Medicare,   and cannot be...
  6. IRS Plan Limits

    **Harvard University Medical FSA 2025 Limit is $3,200 Starting in 2025: For the year in which a participant turns 60, 61, 62, 63 they can boost their salary deferrals (traditional or Roth)   to their 401(k) or 403(b) plan with an increased catch-...
  7. Do Orthodontic Services Have to Have Been Incurred to Be Eligible for Reimbursement from a Medical FSA?

    No, they do not. Orthodontic expenses are reimbursed when actual payments have been made, even if the services have not yet been rendered. Orthodontic expenses typically are payable to the orthodontist at the onset of treatment or through an insta...
  8. Contribution Limits

    IRS Plan Maximums - 2025 401(k) - Pre-Tax & Roth - $23,500.  Plan participants are eligible to contribute up to the IRS maximum. This total includes both Roth and Pre-Tax amounts. Once you reach a total of $23,500 in contributions you may no...
  9. Transit Claims

    Transit reimbursement allows you use pre-tax salary dollars towards work-related commuting costs like transit passes and van-pools.  In 2025, this allows you to save: • Up to $325 (max) per month for van pooling and transit passes.  Transit ...
  10. Required Minimum Distributions (RMDs) and Rollovers

    If a rollover distribution is requested in a year when a Required Minimum Distribution (RMD) must be taken, no portion of the account is eligible for rollover until the RMD has been made to the participant for that calendar year. The distribution ...