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Updated Articles

  1. Monthly COBRA & Direct Bill Payments

    COBRA and Direct Bill premiums are due the first day of the month but there is a 30 day payment grace period. Payments must be received or post-marked by the last day of the month in which they are due to avoid any lapses of coverage. We accept c...
  2.  Automatic COBRA & Direct Bill Payments

    You can set up automatic payments for your monthly COBRA or Direct Bill premiums that can be pulled from your checking or savings account. If you choose to set up automatic payments, an EFT (electronic funds transfer) will be drafted from your acc...
  3.  Register your COBRA or Direct Bill Account Online

    Once you receive your COBRA or Direct Bill package, you can register and enroll online. Check out our guide below to see how easy it is to set up your online account!   ...
  4.  Log In to your COBRA or Direct Bill Account

    To access your account online go to the Login menu and select COBRA & Direct Billing.  Enter Username and click Next. Enter password and click Sign In If you have not accessed your account online you wil...
  5. Benefit Card Mailing Information

    When you receive your benefit cards they will include the following enclosure:  Please be advised, by activating and using your benefit card, you agree to the terms of use. ...
  6. Mobile Benefits Card Payments

    The benefits card is available to add to your mobile wallet!  Using your mobile wallet is a convenient way to store your benefits card details right on your smartphone so you always have the ability to make a purchase at the point of sale even if ...
  7. How do grace periods work?

    Flexible Spending Accounts (FSAs) are use-it-or-lose-it meaning most plans require you to spend the money within the year. Some plans offer a helpful grace period, giving you extra time to spend any unused funds after the end of the year. Watch th...
  8. How does a carryover work?

    Flexible Spending Accounts (FSAs) are use-it-or-lose-it meaning most plans require you to spend the money within the year. However, some plans offer a helpful carryover option allowing you to carry forward dollars from one plan year into the next....
  9. HSA+FSAs Explained

    Watch this short video to understand how to pair a Health Savings Account (HSA) with a Limited Purpose FSA. ...
  10. Your Financial Journey

    Sentinel's financial wellness program is designed to help you move forward and accomplish your goals. Watch this short video to learn more: ...